Randy Bradbury- Follower (quite often rather imperfectly) of Yeshua, the Anointed One. Married, father of 5. Tent-making missionary in the Philippines and SE Asia. (But currently in USA- some sort of transition while we figure out what Father is doing.) 25+ years in financial services; 10 years experience preparing Expat tax returns. Chartered Financial Consultant, Chartered Life Underwriter, Registered Tax Return Preparer and Enrolled Agent (which means I should know what I'm doing when preparing tax returns or dealing with the IRS).